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Important changes are happening in the real estate market, locally and nationally. These changes can affect YOU.
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Joanna, You Are The Best! You Have A Sixth Sense.
“You know just what we wanted in a house and you found it.”
~Kim and Coral French
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Compare three mortgages at one time. Download TripleCalc now. It's free.

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Joanna's Team is one of The Top Selling Real Estate Experts™
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See the nation's top rated reports for Schools in Lake Havasu City, Bullhead City and Kingman >

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Welcome > Find Homes > Search All Homes > New Construction ...

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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced.

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more.

Remember: As top Lake Havasu City, Bullhead City and Kingman area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information!

School Reports in Lake Havasu City, Bullhead City and Kingman, Arizona

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Arizona Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Lake Havasu City, Bullhead City and Kingman

Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What document must lenders provide within three days of receiving your application for financing?
A	The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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Joanna's Team, REALTOR®, real estate agents and broker for Lake Havasu City, Bullhead City and Kingman, Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Joanna's Team
Keller Williams
1990 N. McCulloch BLVD Suite 109
Lake Havasu City, AZ 86403
928-505-2777
Fax: 928-505-2442
Joanna@JoannaDidItAgain.com
Call the #1 Real Estate team, Joanna & Associates Realty. A boutique real estate firm, family owned and operated, with a large inventory of existing, new, and custom built homes as well as commercial, land and investment properties.

Whether you’re a first time home buyer or seasoned investor you’ll just love how we treat you like family! We make your buyer experience hassle-free and fun.

Joanna is ranked in the top 5% of all Realtors nationwide in number of sales. Joanna has been Havasu’s leader in listings and sales for more than a decade. Call the team today to experience real estate with Lake Havasu City's #1 team and only boutique real estate firm.

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